The Best eCheck Casinos in the US

eChecks Explained

eChecks are a digital version of a regular paper check. They use the Automated Clearing House (ACH) to transfer funds from the user’s checking account into the merchant’s business bank account, in this case an online casino site. 

Like a paper check, eChecks contain information identifying you and your bank account, but the process is quicker with an eCheck. Once the information on your eCheck has been confirmed, the payment will be processed and make its way to or from your bank.

A withdrawal takes a similar amount of time as a debit card payment — up to five business days. However, unlike debit and credit cards, eCheck deposits don’t instantly land in your casino account, as they have to be processed by the bank. It usually takes 1–3 working days for the funds to become available.

How We Rank and Review the Best eCheck Casinos

Here at Compare.bet, it’s our job to bring you the very best eCheck casinos. Our expert team reviews each site against a range of specific criteria, to ensure it’s worth our endorsement. Check out the main points we consider below.

• Licensing and Safety – We only review licensed online casinos, as this affords players a certain level of protection from malpractice. Safety is also assured through the use of SSL encryption to protect customers’ data
• Bonuses and Promotions – Online casinos that accept eCheck typically offer a range of bonuses for new and existing customers. We review these carefully to compare the rewards up for grabs at other sites
• Bonus Terms and Conditions – It’s vital not to overlook the T&Cs of a bonus. Player-friendly terms can make it a lot easier to secure some real money winnings. We recommend you look over the stipulations for yourself, but we’ll alert you to any harsh wagering requirements or maximum win caps
• Games Selection – Top eCheck casinos offer a wide variety of casino games, featuring everything from slots to slingo. We ensure there are plenty of options within each category, such as different variations of roulette like American, European and French
• Payout Speed – eCheck casinos typically offer a wide range of payment methods. We take each one in turn and consider whether customers will have access to fast withdrawals. The casino’s internal processing times are a key factor here
• Mobile Functionality – Casino sites that offer a mobile app will typically score higher than those that don’t, but you can still enjoy a seamless experience through your mobile browser at many sites
• Customer Support – It’s important to have a friendly and helpful customer support team on hand should any issues arise. The best eCheck casinos offer a 24/7 live chat service in multiple languages, along with phone, email and social media support
• Site Design and UX – Browsing a site’s range of casino games should be an enjoyable experience, not a chore. The key to this is a strong site design that puts the user first. We test how smooth the navigation is and make a note of any helpful filtering options

eCheck Transaction Fees

It’s important to note that while eCheck casinos offer many benefits, this payment method is one of the few to incur transaction fees from your bank. However, any associated fees tend to be lower than credit card charges, as transactions are processed via ACH rather than the major card networks.

eCheck fees can be as little as $0.10 and are typically in the region of 0.5%–1.5% of the transaction amount. To know where you stand before setting up a casino eCheck payment, contact your bank to get the lowdown on any costs involved.

Claim a Welcome Bonus with an eCheck Deposit

Claiming a welcome bonus is a key part of the process of signing up to a new eCheck casino. The good news is that an eCheck deposit should always qualify you for a bonus, unlike most e-wallets. Here are some of the main types of welcome bonus up for grabs at online casinos that accept eCheck.

Matched Deposit Bonus

When you claim a matched deposit bonus, the online casino will ‘match’ your first qualifying deposit to a certain percentage. A 100% matched deposit would therefore effectively double your money — depositing $20 would give you an extra $20 in bonus credit.

Free Spins

Free spins can be used on slot games — they count the same as real money spins, so you can still win cash prizes, just without the risk. That said, they’re usually set to the minimum spin value and there tends to be a maximum amount you can win per spin.

No Deposit Bonus

With a no deposit bonus, you can pick up rewards before you’ve even spent any cash — simply register with the casino to claim. No deposit bonuses tend to offer more modest rewards than those that require a big deposit, but they’re still a great way to get started and play some games for free.

Low Wagering Bonus

Wagering requirements often prevent players from converting bonus winnings into withdrawable cash, due to the sheer number of times you have to rollover the amount. Low wagering bonuses are more player-friendly — if you only have to wager the bonus amount a couple of times, you’ll have a much better chance of fulfilling the requirements.

Bonus Terms and Conditions at eCheck Casinos 

Like any casino promotion, eCheck bonuses will be subject to terms and conditions. Here are some of the most common stipulations to be aware of.

Minimum Deposit

If you’re claiming a deposit bonus — where you receive rewards for adding funds to your account — there’ll be a minimum amount you have to transfer. This is typically in the region of $10 or $20. Be sure to check the T&Cs before you deposit so you don’t miss out.

Wagering Requirements

Wagering requirements — also known as playthrough requirements — require players to bet a certain amount of their own money before they can convert any bonus winnings into withdrawable cash. When you win money from a bonus, it’s typically held in a separate wallet. To withdraw it, you need to fulfill the requirements within the set time limit. 

Wagering requirements are calculated by multiplying the bonus amount, or sometimes the bonus plus your qualifying deposit. Let’s say your bonus was $20 and there’s a 20x wagering requirement, you’d need to bet $400 ($20 x 20) before you could withdraw any bonus winnings.

Time Limits

As we’ve alluded to above, there are time limits applied to several stages of claiming and using a casino bonus. You often only have 24 hours to claim your rewards, and perhaps a week or so to use them. Time limits to fulfill wagering requirements also apply and vary between different sites, but often you’ll get up to a month. Be sure to check the terms beforehand so you’re happy with the amount of time given.

Game Restrictions

While some bonuses are flexible and can be used on a site’s full range of games, others apply to just one or two select titles. Free spins bonuses tend to be quite restrictive, so it’s a good idea to check which slots are included to see whether they’re of interest to you.

Game Contribution

In the process of fulfilling wagering requirements, wagers on most slot games count in full. However, some high RTP slots and table games like blackjack and roulette only partially count. Often, only 10% of wagers on these games will actually contribute to the requirements, so it’s best to stick to eligible slots to have any chance of withdrawing your bonus.

Winning Caps 

Many bonuses at eCheck casinos come with a maximum win cap. This means that if you hit this cap, you won’t be able to win any more cash from the free spins or extra credit. While this may seem harsh, if you reach this point you’ll have already done well out of the bonus.

Play a Range of Different Casino Games at eCheck Casinos 

eCheck casinos offer a huge range of titles for players to pick and choose from as they please. Here are some of the most popular games you can enjoy once you’ve signed up.

Slots

Book of Dead – Play’n GO

Slots dominate the games libraries of most eCheck casinos. There’s an enormous amount of variety on the market — players can choose between 3-reel and 5-reel games, slots with innovative mechanics like Megaways and Megaclusters, and a huge range of themes including everything from ancient Egypt to outer space.

Blackjack

Lucky Blackjack – Yggdrasil

Originating as far back as 17th century Spain, Blackjack has a long history as twenty-one and Vingt-Un. The modern form of the game is hugely popular in land-based and online casinos, the aim of which is to get a card total higher than the dealer’s without going over 21. Each turn, players have the option to hit or stand, and sometimes double, split, or surrender.

Roulette

Multi-Wheel Roulette – Microgaming

Roulette is another centuries-old casino game that’s popular all over the world. The iconic red and black roulette wheel features a green zero and a double zero in the American variant, while the European and French styles just have the one zero space. When they spin the wheel, players can bet on a single number, red or black, odd or even, and much more.

Baccarat

Live Baccarat – Evolution

Baccarat has a debated history, but was certainly popular among the French nobility in the 19th century. Players bet on which hand will score the highest: the player’s or the banker’s. Most cards are worth their face value, but tens and face cards are all worth nothing.

Craps

Craps Live – Evolution

The game of craps involves players betting on the outcomes of a dice roll. Craps developed here in the US in the early 19th century and is based on a European game called hazard, which has much older and foggier origins. While there generally aren’t too many variations of craps available to play online, you can rest assured the best eCheck casinos will feature at least one room to play this classic game.

Live Dealer Games

Lightning Roulette – Evolution

Table games like roulette, blackjack and baccarat can be enjoyed in an RNG, solo player format at most online casinos. However, if you prefer the idea of playing alongside other players, you can opt for a live version of the game instead, which’ll feature a real croupier hosting the game from an authentic casino environment.

Video Poker

Jacks or Better – Playtech

Video poker is based on the poker game five-card draw, but it also shares similarities with slot games. Each turn, players have the opportunity to discard cards and take new ones, to help them form the best five-card poker hand.

Alternative Banking Methods

If you’ve found an eCheck casino you like but aren’t sold on this payment method, don’t fret. eCheck casinos typically offer a host of deposit options, so you can easily find a payment method that supports faster deposits and withdrawals, along with other handy benefits. Here are some of the most popular payment options on the market.

Sign Up to an eCheck Casino, Claim Your Bonus and Start Playing

Now you’ve got a better idea of how a casino eCheck payment works and what’s on offer once you’ve signed up, go ahead and pick a site from our comparison list. Once you’ve made your choice, click through to register, claim your welcome bonus, and try your luck!